Insurance and Payment Details


421 Medical Center Drive, Fort Payne, AL 35968

Phone 256.845.1401 - FAX 256.845.1402

(Rainsville Family Practice, LLC)

Bulletin Board

Did you know that insurance, on average, only pays about 60-70% of our office charges, even with your copay?

Insurance Information and Payment Policies

Insurance Accepted  | Payment Policy  | Payment Method


We accept most private insurances (such as BCBS) and Medicare. However, this can become very confusing since some companies offer multiple plans. We do not accept Medicaid as a primary insurance, but we do accept Medicaid as a supplement. We are happy to help you file your insurance regardless of your plan. We also welcome uninsured patients. Please refer to the lists below for more detail. Please call if you do not see your company listed. We can tell you if we accept this insurance, and it will help us keep our information current.

Accepted Insurance Companies:


Blue Cross Blue Shield of Alabama (including PMD)

Cigna (some plans, but not all - consult your specific plan to see if we are listed as a provider)





Medicaid (as a supplement)


United Healthcare


Networks: PHCS, PHCS Savility, Multiplan


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Payment Policies:

Payment is due at the time of service. If there are unusual circumstances or financial difficulties, please let the receptionist or office manager know prior to being seen so that we can help work out a suitable arrangement. We are happy to help you by filing insurance claims. However, remember that the patient, not the insurance company, is ultimately responsible for the bill. Please help us keep our business healthy by paying in a timely manner so that we can continue to serve you. We see patients in a good faith arrangement. We do not get involved with efforts to collect from third parties such as estranged spouses, employers, etc. The patient (or the person bringing the child in when minors or dependents are treated) is responsible for the bill. We are pleased to offer a 10% discount if the total charge is paid in full at the time of the visit. Pending insurance payments and copays are not eligible for consideration. Regrettably, we find it necessary to charge an additional $30 fee for returned checks. Any previously offered discount will be forfeited.

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Payment Methods:

We accept cash, personal check, and credit cards including   MasterCard, VISA, Discover, and American Express

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Please contact [email protected] for problems or suggestions related to this website.
Last update: 7/22/2015